Life Insurance Florida: Personalized Solutions
Find life insurance coverage that fits your unique needs AND your budget. Let us simplify your search for the perfect solution. Get a customized quote today for yourself or your Florida business.
Plan Your Future with Affordable Life Insurance Coverage
Secure Those You Care About
Ensure that your loved ones have the stability that they need in your absence. A good term life insurance plan can help them keep their home, pay off debts, maintain your business, cover health expenses as well as other expenses if you die unexpectedly.
Enjoy A Multitude of Tax Savings
Take full advantage of the tax benefits available when you purchase life insurance. Our team will help you understand and strategically plan to make the most of tax savings available
to you throughout your life and at your death.
Gain Living Benefits for Yourself
Free up the full benefits of your life insurance policy and put it to work while you're still around. If you're facing chronic or terminal illness, many plans can pay benefits in your time of need. Some plans can even help you prepare for retirement with great tax advantages.
Get the personalized answers that you need, contact us today to discuss your options.
Relax. Our Professionals Are Here to Help.
Benefit from an insurance company that does more than just throw a cookie-cutter policy at you that you don't even understand. At Kingsman Financial, we are hometown folks that embrace the individuality of each person's unique financial situation.
Get ongoing individual care from our team. Our services start by understanding the needs of you or your group and answering any questions you have about your new life insurance plan.
Our service doesn't end when you sign a policy. Life is constantly changing. So, we don't believe in "set it and forget it." We are always here to help, reviewing life insurance contracts and offering support for your insurance needs.
Let us help you or your company enjoy better financial protection through an affordable, customized plan. Call or chat with us today.Build Your Knowledge About Your Life Insurance Options
Term Life Insurance Coverage
Term life insurance coverage is designed to cover a certain period of time during your life. Typically, 1, 5, 20 or 30 years. These policies will provide funds at a person's death to cover things like mortgages, credit cards, or income replacement for your family.
Universal Life Insurance Coverage
Universal insurance coverage will ensure that the future of your business and family is covered when you die. The payout can be 10 times your income, or even more. You simply pay the monthly insurance premiums during your life.
Whole Life Insurance Coverage
A whole life policy allows a small business or individual policyholder to make use of their insurance resources while alive. You can use those benefits at any age and it won't lessen the benefits received later by your family.
What Clients Say About Our Life Insurance Policies
“Honest and knowledgeable. All about the clients needs and not about the
commission. Great guy, great team!"
-Anthony M, Business Owner
For additional information, connect with our agent today via chat or call
FAQs About Life Insurance FL
Are you ready to make up for the lost income spent on overpriced insurance? We hope the answer is yes and that you'll also take the time to learn about the lesser-known benefits most individuals and companies never learn about. If you need additional information, call us now or keep reading.
Yes. Life insurance is worth having because of the financial security that it provides. You can determine your own coverage amount and customize your plan according to your needs. We can help you secure your family's future and show you how to access benefits while you're still alive. Contact us and we'll help you determine which life insurance company is the perfect fit for your situation.
Life insurance in Florida costs an average of $52 per month. The exact price for your policy will depend on how much coverage, what type of coverage you sign up for as well as your age. There are several things you can do to lower the price even further. Contact us today for a custom quote.
The cheapest life insurance coverage in Florida is term life insurance. These insurance services are less expensive because they only last for a specific time period. After that, the insurer doesn't have to pay anything, unless you convert your policy to permanent life insurance.
After someone dies, the beneficiaries will be paid the full death benefit. This amount is set by the deceased and their agent when they become insured. The amount may be slightly lower if there are any unpaid benefit premiums or late fees.
The national average for the cost of life insurance is $27 per month. This price can be significantly higher in some states. For example, In Idaho, the price is around $50 and in Florida, it averages $52. Hawaii is one of the most expensive states, with a monthly price around $57.
A free look period for a life insurance policy is an initial period of time that you can cancel a new policy without charge. According to Florida law, a group life insurance policy and individual policies must be given a grace period. During this time you can cancel your policy and get all your money back without having to pay any premiums. This period will begin once you and your agent finalize the benefit details and will usually last for 30 days.
Traditional life insurance is a policy that you pay for to make sure your family or loved ones are insured if anything ever happens to you. The death benefit is the sum of money that the beneficiaries collect after filing death claims. This money can then be used for anything they chose. It is typically used for expenses like paying off the mortgage, buying food, or moving to a new home.
The best companies in Florida will have an agent that takes the time to understand your individual needs and provide a specially tailored policy. Don't settle for a policy that you don't understand or that includes overpriced benefits that you really don't need.
A life insurance health exam typically includes the following:
- Blood pressure
- Cholesterol levels
- Pre-existing conditions
- Height
- Weight
- Pulse
- Use of illegal drugs
According to Florida law, you don't have to take an exam with your life insurance application if the coverage provider you're working with doesn't require it. Many companies do not require an exam.
This website is for informational purposes and does not take into account the personal investment goals or financial situation of any client. See our full disclosures here.