Florida Group Insurance Plans For Small Business

Attract talented employees with affordable insurance and health plans for your small business. Get everything you need right here, including complete payroll support services.

Employee Insurance Options That Help Your Company Thrive

Attract Top Talent

Provide health insurance options along with other valuable perks to add an extra incentive for talented individuals to join your team rather than joining competing companies. It's also an incentive for them to stick with you for the long haul as the company grows. 

Encourage Wellness

Offering affordable access to health benefit plans encourages your employees to take wellness more seriously. It also helps to ease the financial stress that comes with healthcare costs. Your employees and the company as a whole will benefit from a focus on wellness. 

Reduce Risk Of Loss

Open access to resources like preventative care services, insurance options, sick days, and more flexibility in the workplace will all indirectly reduce risk for the company. Happier and healthier employees miss work less and take more pride in their work. 

Serving Small Business Owners Just Like You

Get expert help from a team that specializes in group coverage.


With decades of experience working with small group health and insurance plans, we are fully prepared to share our knowledge of the industry.


We are here to offer the necessary support to help you find the best options for your company. We know that every business is different, so we never just throw a cookie-cutter plan your way.


Instead, we take the time to understand and customize a specially tailored plan within your budget. 


So, stop dealing with health insurance companies and trying to navigate the details of medical coverage options, network options, as well as state law, life insurance and effective group wellness programs.


These complicated insurance details are our passion but we are more than just an insurance company. We can also manager your payroll.


So, put us to work and let us navigate it all while you focus on managing your company.

Find A Group Plan To Cover Your Employees

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Group Health Insurance Options

These plans focus on affordable access to healthcare for your employees and their family. Employers and employees alike can save money with these plans. Many times they are commonly cheaper than an individual health plan. They may not even require you to pre-qualify on many available platforms. 

Group Term Insurance Options

Group term life plans are specifically designed to provide life insurance for your full-time employees. Sometimes, part-time employees may qualify. This coverage can ease their stress level, knowing their family will have some financial security in the event of their unexpected death. 

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Supplemental Plans

Supplemental plans, or indemnity insurance, pay cash directly to a covered employee with a qualifying event. These policies often fill gaps that a traditional health policy doesn't pay. These include accident insurance, cancer insurance, hospital indemnity and more. 

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FAQ About Employee Benefit Plans

What is a Group Insurance Plan? 

A group insurance plan is offered to employees by their employer. These insurance plans are usually much cheaper than individual plans and are a cost-effective method for small businesses to offer extra incentives to attract great employees.

What is the most common type of group insurance? 

The most common type of group insurance is medical insurance. Investing in the health of your employees is a great talent incentive as well as a great form of risk management to protect your company from losses stemming from staff sickness.

What are examples of Small Group Health Plans? 

A few examples of small business plans include:

  • Group medical plans
  • Group dental plans
  • Group vision plans
  • Full coverage plans

Which Group Insurance Is Best?

The best group insurance to offer for your employees is a solid health benefit plan. A group health plan will encourage your employees to invest in their own health and wellness. In turn, this results in a healthier work environment and lower profit losses from sickness in the workplace.

What are the different types of group health insurance? 

Common types of options for group medical insurance include:

  • HMO

  • HDHP

  • Self-funded

  • Fully insured

  • Level funded

  • Medical plans

  • Supplemental options

is group insurance better than individual? 

Group Insurance is typically better than individual insurance. Group plans will usually be cheaper per person and can offer a lot more advantages.

what is the difference between small group and large group insurance? 

The main difference between small group and large group insurance is that small packages are only available to businesses with less than 50 employees. Larger companies must have a large group insurance package.

what is the difference between small group and large group insurance? 

The difference between small group and large group insurance pertains to the number of employees. Small group insurance refers to those with less than 50 employees. Large group insurance refers to companies with more. The gov has different rules for each segment. 

what benefits should a small business offer? 

Here are the four main options that small businesses should offer: 

  • Health coverage
  • Dental and vision
  • Life insurance
  • Sick days and vacation

do small businesses in florida have to offer health benefits? 

No. Small businesses in Florida do not have to offer health benefits. According to Florida law, a group health policy is only required for businesses with over 50 employees. Once you have more than 50 people working for you, the state considers you a large employer.

what is the minimum number of employees required in florida for group health insurance plans? 

The minimum number of employees required in Florida for group health insurance plans is two. Insurance companies will not give you small group health plans unless you have at least two employees, not including yourself.

what is the average health insurance cost per month in florida? 

The average health insurance cost per month in Florida is $450 per person. Employees typically pay an average of $163 for their health insurance options.

should i get small business health insurance florida? 

Yes. You should get small business health insurance for your Florida business. When you offer health insurance for your company in Florida, it makes you more appealing to talented staff.

Get Your Affordable Employee Benefits Plans Right Here

Save money while still offering the best health insurance plan options and other valuable benefits for your staff.

It's time to invest in your employees and the future of your Florida company. Let us help with all the details.

Contact us to put together great insurance benefits for your small business.