Insuring You with Living Benefits
From the start, we had a choice: Focus on profits like everyone else, or focus on truly helping you live and leave a lasting legacy.
Where it all Ends is Where it Began
“After the death of Moses, the Lord’s servant, the Lord spoke to Joshua son of Nun, Moses’ assistant. He said, “Moses my servant is dead." Joshua 1:1
At first glance, this is a glum passage, signifying the finality of death that we all face. The fact is that death is something that most people don't want to think about or talk about.
Yet, how well you plan for your death can have just as much impact as the way that you live your life. When you leave this Earth, what kind of personal and financial legacy are you leaving behind?
Because the story doesn't end there...
"...therefore, the time has come for you to lead these people, the Israelites, across the Jordan River into the land I am giving them.” Joshua 1:2
Your life and legacy can have ripple effects on future generations and help pave their path forward.
Moses died with the best legacy that I can imagine, personally known as: "The Lord's Servant". Imagine having God himself recognize you at the end of your life's work!
When I first got into the financial services business, I saw that many agents took short cuts in their process. They focused on themselves and how they could to make a quick buck off of the people paying for their services. That isn’t acceptable for the families that we serve. I want something better.
I want to live a life that ends with me known as a "Kingsman," and I want to help each of my clients also plan for their best financial life.
Let me and my team help you both live and leave the legacy that you alone are meant for.
- Scott
Gain More Than a Death Benefit: Get Living Benefits
Life Insurance conversations typically revolve around term life insurance and the death benefit payout, but there's so much more to it.
Moses left Joshua with the training he needed to finish leading God's people into their great future. Both of these leaders, as well as their people, benefited from Moses's legacy while Moses was alive, not just after he died.
Most people don't know that life insurance plans can be a valid lifetime and retirement funding solution. In fact, you can potentially get access to extra funds from your life insurance policy, even if you don't have a critical illness rider or a living benefits rider.
Ready to explore the many financial planning options to help you build a better life and future? Get in touch today.
Gain the knowledge and understanding that you need to make the best plan for your future and for those that come after you. Contact our insurance company today to help forge your best plan for life insurance, health insurance, and retirement planning.
Let us put our decades of experience to work for you. We are a small-town boutique brokerage made up of insurance professionals that love what we do and sincerely care about your life and legacy.
Don't let our size fool you. With strategic partnerships across the industry, we have the strength and backing to serve individuals, families and small business owners with the best insurance options available today.
Founder
As the founder of Kingsman Financial, Scott brings vast experience in the financial services industry. His specialization is in helping small businesses develop an effective employee benefits plan. Yet, his personal passion is educating the public about the lesser-known benefits of life insurance.
Scott’s industry experience was built working as the Group Benefits Director for a prominent firm where he managed the accounts of companies from various industries with staffing ranging from 3 to over 2,000 employees and multi-state locations.
Put his knowledge to work for you today!
Support Associate
With years of experience in the insurance industry, Melissa provides valuable support services for Kingsman Financial. She is highly skilled at communicating with our clients, offering sales support, coordinating events and managing the marketing and day-to-day functions of our company.
Melissa is a graduate of Florida State University, with a Bachelor of Science (B.S.) focused in Hospitality Administration/Management. She is ready and waiting to help you navigate the world of insurance.
Contact her today to get started planning your future.
FAQ About Life Insurance Living Benefits
Are Living Benefits Worth It?
Yes. Living benefits are worth it. Instead of your family simply collecting the policy's death benefit, benefits can be accessed by the owners of permanent life insurance policies at any time. Living benefits are the cash value that you can access whenever you want.
What are living needs benefits?
Living needs benefits (sometimes called accelerated death benefits) allow a policyholder to build cash value that they can use whenever they want. It allows you to "become your own banker" and accumulate tax-free interest.
How do you use life insurance while living?
You can use life insurance while living if you have a whole life policy. You'll build value by paying your life insurance premiums. This value will accumulate interest and slowly grow tax-free. Then you can withdraw the money and use it for whatever you want (health bills, financing needs, retirement, etc.) without federal withdrawal limits or penalties.
What are the living benefits of a life insurance policy?
The living benefits of whole life insurance include the interest you accumulate in your account. You can withdraw this money at no extra cost from taxes and penalties. This also doesn't diminish the funds your family receives if you succumb to an accident or terminal illness.
Can anyone get life insurance policies?
Yes. As long as you're a U.S. citizen and meet all the qualifications on the application, you can get a life insurance policy. It's best to sign up while you're younger so you can accumulate and start using the living benefits sooner.
Helping You Find the Right Living Benefits to Support Your Future
Work with a team that is passionate about helping individuals and small businesses take the guesswork out of plans, options, annuities, and coverage limits. Insurance is practically part of our DNA!
Let us use our skills and experience to ensure that you get the best option possible. Get affordable life and health insurance, and learn how you can use life insurance with living benefits.
This website is for informational purposes and does not take into account the personal investment goals or financial situation of any client. See our full disclosures here.